Join 6+ million members who upgraded their money. Get up to $750 paycheck advance, $200 fee-free overdraft, 4% APY savings, and get paid 2 days early. Use code JULIOM876 to get started.
Current's Paycheck Advance gives you access to your earned wages before payday — with no interest and no mandatory fees. No more waiting, no more stress, no predatory payday loans.
Real features that actually help you get ahead financially
Access up to $200 in fee-free overdraft. No $35 fees — Current covers you and deducts from your next deposit automatically.
Your paycheck arrives up to 2 days before payday with direct deposit. Why wait for money you've already earned?
Earn up to 4.00% annual bonus on your Savings Pods (up to $6,000). That's 10x what big banks offer.
The Build Card helps you establish credit with no credit check required. Build your score while you spend normally.
Earn points on every dollar spent at grocery stores and restaurants. Real rewards for everyday spending.
Access your cash at Allpoint ATMs nationwide — completely fee-free. Found at CVS, Walgreens, and more.
See why millions are making the switch
See what Current members are saying
"My paycheck is always two days early. I have overdraft protection without fees, and when I'm in a bind, I always have my payday advance available to use. Game changer!"
"Current has not cost me a single dime to use, and their credit service single-handedly repaired my credit scores. Went from 580 to 720 in 8 months."
"After losing $60 to BofA's maintenance fees, I switched to Current. No hidden fees, $750 advance when I need it, and 4% on my savings. Should have switched sooner."
Takes 2 minutes to sign up. No credit check. Use my referral code to get started:
Affiliate Disclosure: This page contains referral links. If you sign up through our link using code JULIOM876, we may receive a referral bonus at no additional cost to you. We only recommend services we genuinely believe provide value.
Important: Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC. FDIC insurance up to $250,000. Paycheck Advance is offered by Finco Advance LLC, a financial technology company, not a bank. Eligibility requirements apply for all features. APY is variable and may change. See current.com/docs for full terms.